801 South Fillmore
Insurance is essential to any comprehensive financial plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably.
Navigation Financial Group will work with you to create a plan that includes solid insurance and investment products and that is flexible enough to meet your changing needs.
Through our planning services, we provide portfolio analysis, asset allocation design, investment management, retirement distribution strategies, estate and tax strategies, college funding strategies, educational meetings and a full range of employee benefit plans.
In the event of death, life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents. The advantages of life insurance include: an instant estate for your loved ones at a time when funds are most needed, death benefits that are almost always non-taxable for named beneficiaries, the avoidance of probate costs if you name a beneficiary other than your estate, the ability to potentially offer your loved ones creditor protection through some life insurance plans and an opportunity to build tax-advantaged capital for retirement purposes or provide liquid savings through some permanent life insurance plans.
Help protect one of your most valuable assets – your income – from unexpected events through long-term care, disability and critical illness insurance. Long-term care and disability insurance income is important for both current financial obligations like grocery bills and mortgage payments and for future financial security like planning for your children’s education or for retirement. Just think what might happen if you suddenly lost your income stream through a long-term illness or disability. Navigation Financial Group can help you choose the long-term care and disability insurance products that will help you maintain your financial independence. Suffering a critical illness is distressing for both you and your family. Help ease the burden through insurance that will reduce financial stresses and can complement disability and life insurance protection needs. By helping pay for the additional expenses often associated with a critical illness or condition, insurance offers you, your family and, if applicable, your business added financial security, so you can focus on recovery.
We can review and / or assist you with your health insurance needs.
We can also help you make decisions related to your company's group benefits plans, including advice regarding your 401K asset allocation.
Establishing an estate strategy is crucial, yet many wait too long to put their wishes in writing. Use this helpful guide to review your estate strategy and start conversations with your loved ones, financial professionals, and legal team.