Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself. Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.