BBA | CFP® | (806) 665-2507



Mike began his career in Financial Services in 1972 after graduating from Texas Tech with a BBA. He majored in finance and minored in mathematics. 

Mike has earned several professional designations during his career. These include Certified Public Accountant, Certified Fraud Examiner, Certified Financial Planner, and Personal Financial Specialist. He also holds several securities licenses including Series 7, 24, 63 and 65.

Mike and his wife, Nancy, have been married since 1972. Their family includes two daughters, two granddaughters and four grandsons.




Scott Dickerson is an independent financial planner who started delivering financial services in 1997 to individuals, business owners and key executives. He combines experience, integrity and objectivity to help find sound solutions to his clients’ financial needs and desires.


Scott's specialties include qualified plans and associated compliance issues, personal financial planning and retirement distribution strategies. He works with individuals and businesses to develop strategies in estate planning, insurance and investment analysis, distribution planning and risk management.


By listening to a client’s concerns and objectives, Scott helps outline their goals in order to develop a comprehensive plan that takes into consideration their unique needs, wants, time frames and risk tolerances.


Scott and his wife Cindy have two boys, Payton and Will. He is an active member of Hillside Christian Church and spends his free time golfing, hunting and enjoying his kids' sports.




Jeffrey Chado joined Navigation Financial Group in the summer of 2012 to focus primarily on financial planning and group retirement benefits. Previously he enjoyed a successful career as Managing Partner and Chief Operations Officer of a regional engineering and construction firm. He also has experience in the oil and gas industry and is active in real estate development and construction.


Jeffrey is a lifelong resident of the Amarillo area and a graduate of Tascosa High School. In addition to his undergraduate degrees, he has also obtained Master’s degrees in Finance and Economics, as well as his MBA from West Texas A&M University.


Jeffrey lives in Canyon, Texas, with his wife Sandy and their three kids, Sarah, Quinn and Erin. Outside of work, he enjoys family time, as well as gardening, hunting and fishing, in addition to most other outdoor activities.




Independent financial planner, M. Steven Seymour, started delivering financial services to businesses, individuals, business owners, and key executives while he was with Morgan Stanley in 2016. Currently, and as an independent Representative of Navigation Financial Group, Steven combines his experience, integrity and objectivity to help find sound solutions to his client’s financial needs and desires.


Steven has always been very intrigued with the market and the economics that surrounds our everyday lives. He grew up in Calhan, Colorado and then enlisted into the United States Marine Corps upon graduating high School. It was in the Marine Corps that he had the opportunity to travel the world and serve his country. After his honorable discharge in 2004, he attended West Texas A&M and worked in the cattle feeding industry, prior to beginning his career in the financial services industry.


He believes that identifying financial solutions begins with a solid understanding of each client’s situation, goals, and objectives. His team follows a disciplined process that enables his team to work with you to craft a strategy that helps you meet your individual financial needs.

Steven balances work and time with his family. He is married to Leah and has one son Haygen. He is also an active member of Hillside Christian Church.




Cindy joined Navigation Financial Group in May of 2016 as Client Relationship Manager. 


Cindy is an Amarillo native who graduated from Tascosa High School.  She received her Bachelor of Arts degree in General Studies from West Texas A&M University. 


Cindy is excited to be a part of Navigation Financial Group. Her past experience includes a variety of different fields including: sales representative, business owner and educator.

Cindy and her husband, Scott, live in Amarillo with their two boys, Payton and Will.  In Cindy’s free time she enjoys spending time with her family, playing golf and watching her sons play basketball and baseball.  Cindy and her family attend Hillside Christian Church.




Sandy joined Navigation Financial Group in September 2015 to assist with database management and marketing. 

She is a proud Panhandle native and graduate of Dalhart High School.  She received an Associate Degree in 1991 from Amarillo College. 


Sandy has a wealth of experience from years working in the medical field and with the State of Texas.  She is excited to be a part of our team.    


Sandy and her husband Jeff live in Canyon with their three children - Sarah, Quinn, and Erin.  In Sandy’s free time she enjoys spending time with family, gardening, and volunteering at CISD schools and church. 




Samantha Burd joined Navigation Financial Group in December of 2015.  


She is an Amarillo native who graduated from Amarillo High School and later received her Bachelor of Arts degree in 1998 from West Texas A&M University. 


Samantha has experience in many different fields.  She has worked as a case manager, educator, business owner, homemaker and now the financial world.

Samantha and her husband, Robbie, live in Amarillo with their two boys, Peyton and Braxton and a Boston Terrier named George.  When she is not at work Samantha loves spending time with her family.  She enjoys watching her boys play football, baseball, and all of their various activities.  Samantha and her family attend Hillside Christian Church.




Sam began as a PRO intern at Navigation Financial during her senior year at Tascosa High School in September of 2016. The following Monday after graduation, she officially became part of our group as an assistant.


Sam received her Associates of Teaching Degree in 2018 and is now pursuing her degree in Business Administration.


Sam has three fur babies, a cat named Nissa and two pups named Chapa and Charlie. As for free time, she loves spending time with her family and aking her pups for walks.

CONTACT PATTI AT (806) 665-2507



Patti joined Navigation Financial Group in February 2016. She has over 20 years of experience in the financial industry working for Mike Ruff, CFP since January 1998.


Patti earned her Series 7 securities license in July 2019 and is a Registered Office Assistant. She is proud to offer quality customer service and assistance to all their clients. Patti has lived in Pampa since the age of 7 and attended Pampa High School.

Patti and her husband, Steve, have two sons. Mark and wife Kaylee of Keller, TX, and Brenden and wife Adriana of Vacaville, CA. Mark and Kaylee have blessed them with two beautiful granddaughters and a grandson.  In their free time, they enjoy spending time with their grandchildren, traveling, camping, fishing and riding their UTV in the mountains. 

801 S. Fillmore, Suite 530

Amarillo, Texas 79101


Click to check the background​
of this firm FINRA's BrokerCheck

The BBB has determined this business meets accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public. BBB accreditation does not mean that th ebusiness products or services have been evlauted or endorsed by the BBB, or that the BBB has made a determination as to the business product quality or competency in performing services.

Navigation Financial Group is not a CPA Firm. Advisor Representatives are Registered Representatives of and offer securities through Securities America, Inc., member FINRA/SIPC. Planning and Advisory Services available through Securities America Advisors, Inc. $ymbil is offered by Ladenburg Thalmann Asset Management, Inc. (LTAM). Navigation Financial Group and its affiliates are independent of Securities America and LTAM. Securities America and its representatives do not provide tax or legal advice; therefore, it is important to coordinate with your tax or legal advisor regarding your specific situation. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. Not FDIC Insured, No Bank Guarantees, May Lose Value. Not a Deposit and Not Insured by any Government Agency. As of January 1, 2020, the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal inforamation.

© 2020   |   All Rights Reserved